
A smarter way to run your finance function
In today’s fast-moving business environment, many organisations are struggling to maintain the right level of financial oversight and strategic direction. Whether you’re facing gaps in your internal finance team, scaling rapidly, or looking to fully outsource your finance function, our Virtual Finance Office (VFO) is designed to meet you where you are – and take you where you want to go. Led by a team of fully qualified accountants, the VFO provides flexible, outsourced Finance Director (FD), Finance Manager (FM), and Financial Controller (FC) support, tailored to the specific needs, size, and goals of your business.
Our VFO is a fully integrated, cloud-based solution that delivers all aspects of finance support in one cohesive offering. It’s more than just outsourcing – it’s a strategic partnership. We become your finance team, your strategic adviser, and your growth enabler.

Who is it for?
- Fast-growing businesses or those experiencing change
- Organisations finding it hard to recruit or retain finance staff
- Companies seeking to reduce fixed costs and gain flexibility
- Leaders who want to focus on strategy, not spreadsheets
- Businesses preparing for investment, exit or succession
What’s included?
Our VFO offering is modular and scalable, built around your needs. It includes:
- Bookkeeping and transaction processing
- VAT returns and compliance
- Payroll and pension submissions
- Supplier payments and cashflow management
- Monthly or quarterly management accounts
- KPI dashboards and variance analysis
- Budgeting and forecasting
- Board packs and commentary
- Virtual Finance Manager (FM) or Finance Director (FD) support, led by a fully qualified accountant
- Monthly strategic meetings
- Business planning and scenario modelling
- Funding readiness and investor reporting
- Systems digitisation and app advisory
- Process automation and workflow design
- Business coaching
- Exit planning and succession support
- High-level business valuations
A new era in business finance
Forward-thinking, growing businesses expect more than basic bookkeeping. At PM+M, we can provide insights, improve efficiencies, and offer strategic guidance to drive success.
- Compliance-led, reactive services
- Manual processes, spreadsheet chaos
- One-off tax returns
- End-of-year reviews
- Strategic, proactive, CFO-Style partnerships
- Automation, transparency, client trust
- Ongoing forecasting, payroll, AR/AP support
- Real-time insights and continuous advisory
Why choose PM+M?
Our VFO is powered by a dedicated team of cloud accounting specialists, supported by a powerful app stack and a proven delivery model. We combine the rigour of compliance with the insight of advisory, helping you make better decisions, faster.

Get In Touch
If you need any help with virtual finance office or you want advice on whether Virtual Finance Office software is right for your business, contact PM+M on 01254 679 131 or fill in the contact form and we will get back to you.
WHAT YOU CAN EXPECT
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Clarity and control over your finances
With real-time data and tailored reporting, you’ll always have a clear picture of your business performance – enabling smarter, faster decisions.
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Scalable support that grows with you
Whether you need help with day-to-day finance tasks or strategic direction at board level, our modular service flexes as your business evolves.
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An expert team - available when you need them
Access a full team of finance professionals – from bookkeepers to virtual FDs – without the cost and complexity of building an in-house finance function, who fit seamlessly into your team (both onsite and remote) and use your software.
Our Specialists
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Dylan Fraser-KellyAssistant Manager - Cloud Accounting
- T: 01254 311641
- E: dylan.fraser-kelly@pmm.co.uk
Speak To An Expert
For an initial consultation with one of our specialists, feel free to give us a call on 01254 679131 or email us on enquiries@pmm.co.uk, and one of our team will be happy to arrange an appointment.