We are proud to announce we have launched a new employee benefits service – Workplace Save + Protect– aimed at helping businesses strengthen their employee benefits offering and improve the financial wellbeing of their teams.
Developed by our financial planning team, the service responds to the growing challenge of attracting and retaining talent. Increasingly, employees are looking beyond salary and placing greater value on benefits and overall workplace wellbeing.
Workplace Save + Protect offers tailored advice across workplace pensions, group protection, and private medical insurance. Each client receives a bespoke package built around their specific needs.
At the core of the service is a comprehensive pension audit, ensuring schemes remain compliant and consistently deliver positive outcomes for members. The team also supports the day-to-day management of pension schemes, helping employees stay on track with their retirement goals.
A key element of the service is advice on salary exchange (formerly salary sacrifice) – a valuable tool for managing rising costs. Switching to this structure can reduce employer National Insurance contributions and increase employee take-home pay.
Employers can also access guidance on setting up tax-efficient benefits such as group life cover, which provides employees and their families with financial security while enhancing job satisfaction and loyalty.
The service can include one-to-one financial advice sessions for employees, organised in partnership with the employer. These sessions help staff make informed financial decisions – a critical factor in improving engagement and long-term retention.
As an added benefit, all Workplace Save + Protect clients also receive access to expert mortgage advice through PM+M Mortgages.
Ross Williamson, PM+M’s employee benefits specialist, who is responsible for overseeing the new service, said: “We’re really excited about the launch of Workplace Save + Protect. Financial wellbeing is vital – and when employers invest in their workforce, the positive impact goes far beyond the individual. Businesses that embrace this approach should see stronger retention, higher engagement, and happier teams.”
PM&M Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. The information contained within this article is purely for information purposes and does not constitute financial advice. PM&M Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
