As November arrives and the nights sparkle with fireworks, one thing still threatens to dampen the celebrations for business owners – a sudden cash flow shock. The good news? With the right technology and foresight, it’s a challenge you can anticipate – and manage with confidence.
At PM+M, we’ve built a cloud accounting tech stack designed to keep financial flare-ups under control — giving you clarity, confidence and control when it matters most.
🎇 Clarity through cloud accounting
Xero + Syft
Xero sits at the centre of our cloud accounting approach – automating tasks like bank reconciliation, invoice management, and reporting. When combined with Syft, businesses gain access to advanced analytics and cash flow forecasting, with visibility up to 180 days ahead. These insights make it easier to scenario plan and make informed decisions before small issues become bigger bangs.
🎆 Seeing the bigger picture
Futrli + Fathom
When planning for the future, we use tools such as Futrli by Sage and Fathom. Whether it’s three-way cash flow forecasting, visual dashboards, or board-ready reports, these platforms help translate complex financial data into clear, actionable insights. They’re ideal for schools, SMEs, and growing firms that need to stay agile and accountable.
🔥 Strengthening supplier relationships
Capitalise
Managing cash flow isn’t just about internal processes — it’s also about building resilience through partnerships. With Capitalise, we help clients improve access to credit, extend supplier terms, and strengthen their financial position. This proactive approach supports smoother operations and stronger supplier relationships.
💥 Flexibility when it’s needed
Mimo
When timing is tight, Mimo gives businesses breathing space by spreading payments over 30, 60, or 90 days — all while maintaining control and visibility. It’s a simple way to manage short-term cash pressures without disrupting day-to-day operations.
🎇 Get in touch
Our cloud accounting team ensures every client – from start-ups to established organisations – benefits from tailored software, bespoke app stacks, and ongoing training. The result? More time to focus on what really matters: growing your business with confidence.
With the right systems in place, there’s no need to fear what’s around the corner. You’ll have clarity, flexibility, and control — no sparks, just results!
To find out how we can support you and your business, get in touch with PM+M’s cloud accounting team at enquiries@pmm.co.uk.
