Do I need a financial planning adviser?

Seeking financial advice is a good way to confidently make decisions regarding your financial welfare. It can help you protect and build your assets, whilst helping you make the most of your investments – securing the long-term future of you and your family.

In our latest blog we highlight five reasons why you should consider speaking to a financial adviser.

  • There is a great deal of skill and know-how involved when managing your investments, which can take time to accumulate. Unless you are willing to put the effort and time into your financial planning, you will likely find the task very difficult. Even if you are willing to commit to doing your research, you are likely using valuable time which is better spent elsewhere. Engaging with a professional is a good way to make sure you’re keeping on top of things. When dealing with your finances on your own, you may risk prolonging good, informed financial decisions.
  • A financial adviser is committed to developing a clear strategy – their experience and knowledge is difficult to replicate through Google. You can also have peace of mind knowing that your finances are being taken care of by an expert with a breadth of skill and experience. At PM+M we understand that successful management of cash and assets is key to ensuring you achieve your financial goals, you can read more about our lifetime cashflow planning here.
  • As our financial lives are so complex and inter-related, just one decision can affect your entire future. Financial planners have the invaluable skill to keep you on track and be proactive – identifying dangers and opportunities as they come and go.
  • You may have your accounts, investments, pensions etc. placed across various institutions. A financial adviser can help you organise everything into one, or as few places as possible. Furthermore, our team at PM+M can conveniently help with all of these under one roof.
  • It is essential that you keep on top of your financial goals, revising the plan when anything changes, whether positive or negative – seeking financial advice will help you make firm decisions and prevent things from spiralling out of control.

Get in touch

It’s hard to know where to start when dealing with your finances – you want to ensure you are making the best decisions as you may not get other chances. The tools, knowledge and objectivity of a financial adviser will make the process much easier and simpler to understand – giving you peace of mind.

If you have made the decision to seek advice from a financial professional, get in touch with our financial planning team (financialplanning@pmm.co.uk).

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