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    Funding via Capitalise
    In a matter of three weeks, we went from not knowing what funding was available to us, to receiving the money in our bank account. This has given us access to a significant amount of funding, which is great considering we didn’t think we would be able to receive any help at all following conversations with another company. We can now look at investing in various areas of the business to aid our growth. We’re delighted with the service we have received from PM+M and their partnership with Capitalise and would happily recommend them to any business looking for funding advice.
    Project CBILS

    About our client

    An existing client of PM+M, a soft furnishings company who worked closely with both retail businesses and the public, approached our funding team for advice on how to quickly access funding to help the business invest in a new IT system and move to larger premises. Our client had already taken advantage of a Bounce Back Loan and was now looking for guidance on other funding options available to them.

    How PM+M helped

    Our client was initially looking at accessing funds of around £60,000, possibly via asset financing. Our specialists introduced our client to the idea of accessing funding through the Coronavirus Interruption Loan Scheme (CBILS) due to the fact that CBILS offered no repayments or payable interest for the first 12 months, had no personal guarantees and could allow the business to borrow larger amounts of cash.

    Through our partnership with Capitalise, an intelligent online platform designed to help SMEs access funding easily and quickly, we were able to provide our clients with a CBILS loan proposal for the value of almost £150,000. Although this was much higher than the amount of funding our client had initially considered, our specialists explained that the business would not necessarily need to spend this amount but could benefit from having the flexibility to grow comfortably in new areas whilst having cash in the bank to rely upon if needed.

    Our client made the decision to go ahead with the CBILS loan and within three weeks of the initial conversations, the funds were received by the company.


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      Having money in the bank opened up numerous growth opportunities for the business
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      The funds were received within a matter of weeks following our initial conversation
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      Through receiving a higher amount of funding than initially anticipated, our client was given the opportunity to invest in new areas of the business that they hadn’t originally considered
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