Retirement planning

Giving you peace of mind

Now that people are living longer and looking forward to enjoying their seventies and eighties, planning for your retirement has become even more important.

You want the security of being able to live out your retirement comfortably and in the lifestyle you choose.  And you want to know that as well as looking after yourself, you can protect the inheritance you plan to leave behind for your family.

Expert advice

PM+M can give you peace of mind and help you plan for your future. Our expert wealth management team specialises in lifetime financial planning, which includes pension schemes, investment portfolio management, tax planning and estate planning.

We’ll sit down with you, explore your options and help you to find the solution that’s right for you.

We can explain the details and give practical advice on:

  • Self-Invested Personal Pensions (SIPP)
  • Small Self Administered Schemes (SSAS)
  • Stakeholder pensions
  • Executive pensions
  • Group schemes
  • Income withdrawal
  • Annuities
  • Planning inheritance
  • Property purchase
  • Trustee investments
  • Legacy schemes

Individual client care

Everyone is unique. Whether you want to retire abroad, have a comfortable income in your retirement, or leave an inheritance or legacy, we always give personal advice that is tailored to suit you. Our advisers will work with you to help find a pension plan that meets your specific needs.

By knowing exactly what you’ve got now and understanding where you want to get to, we can help you work out what is possible and plan a realistic and achievable goal for your retirement funds.

We’ll explain the complexities of the financial marketplace so you understand exactly what we’re talking about and advise you on the best ways to safeguard your pension. It can be difficult to judge what your pension will provide. We can give you expert, qualified advice on whether you’re saving enough and getting what you need from your pension scheme.

Year after year we’ll be here to help you plan for your retirement, supporting you all the way.

PM+M Wealth Management is authorised and regulated by the Financial Conduct Authority and we are compliant with the new Retail Distribution Review (RDR) rules.

tony brierley